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What is a W-4?
The form you fill out so payroll knows how much federal income tax to withhold from each paycheck.
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Why is my paycheck smaller than my salary?
Because what you agreed to is gross pay. What lands in your account is net pay after taxes and deductions.
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How filing taxes actually works
Filing a tax return is reconciling what was withheld from your paychecks against what you actually owe. Most years, it's clerical, not dramatic.